Every Thursday, I share my thoughts on Family Finances.

It happens every year - there is one person on your gift list who is neglected until the last minute, necessitating a mad dash to the store and payment of excessive shipping fees to ensure the gift’s arrival by Christmas.  With the continuing convenience of web based shopping, procrastinators can still come up with great ideas and not get killed paying exorbitant shipping fees.  Here are a few last minute suggestions your friends and family will love receiving:

iTunes Gift Certificates – Easy, last-minute Gifts for the Holidays - As the mom of two teenage sons, I know that this is not only an easy gift, but also a very popular one.  Hey, who am I kidding?  I’d love to receive one of these too!

Dine Without Whine - A Weekly Menu Plan & Grocery List Delivered To Your E-mail Box - This is a very inexpensive gift that is absolutely wonderful for families.  Your favorite cook will thank you every time she doesn’t have to try to figure out "What’s for dinner tonight?"  I use this service personally and absolutely love it.

Amazon Gift Certificates - Amazon will email your recipient a nice card along with the gift certificate in any denomination.  These are easy to use and you friend or family member can order just about anything on Amazon. 

It’s not too late to get a great gift at a great price.  But don’t wait too long - once this item is crossed off your "to do" list you can get busy enjoying the holidays!